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New bank cards with chips...552

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New bank cards with chips...

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1 New bank cards with chips... on Fri Jul 02, 2010 10:57 am

grumpy old man


administrator
administrator
Went to make a deposit this morning at my credit union. Seems they cut off your old card without so much as a how do you do when they send you a new card.

I would think they could program the ATM with a full screen message that say's:

"Get thy new card set up you lazy jerk because this is the LAST time you can use this card".

Or something like that.


_________________
Yes, I really am that Grumpy...

It's their, they're and there; in Canada it's colour, cheque, rumour and zed...

2 Re: New bank cards with chips... on Fri Jul 02, 2010 11:01 am

AGEsAces


moderator
moderator
yeah...RBC does it too.
It's so someone can't get your "old" card and use it.

Mine doesn't have the chip installed yet though. Maybe in my next card it will be.

http://www.photage.ca

3 Re: New bank cards with chips... on Fri Jul 02, 2010 11:06 am

Deank


contributor eminence
contributor eminence
GOM

call your BANK NOW!!

someone may have in fact received your new card and is using it.

Most banks ( all of them I think ) will actually send you the new card and tell you in the letter that comes with it that you have 30 days to use it. On first use the old one becomes inactive. If after 30 days use the old one AND the new one are inactive and you must go into the bank.


ALSO of note. two weeks ago I had some crazy weird problems with my bank card (with chip) Tried using it at A&W and it came back.. unauthorized use see bank. So I called the bank and they said... no.. everything looks fine. So I went and tried to use a non bank ATM ( closest one) and it said. Bank card has been deactivated. WTF? So I called the bank and they said.. come in as soon as you can.

So I go to my bank and it works fine.. turns out there was just a communications problem on the network that day

But regardless.. if you have not already.. call your bank RIGHT NOW... you may be being ripped off as I type.


_________________
Why do we call them fingers if no one has ever seen them fing?

4 Re: New bank cards with chips... on Fri Jul 02, 2010 11:14 am

grumpy old man


administrator
administrator
I have both my new card and the separate letter with the new PIN in my sweaty hands. The letter says nothing about thirty days though.

But I'm on my way to take care of it now so thanks for the warning anywho.


_________________
Yes, I really am that Grumpy...

It's their, they're and there; in Canada it's colour, cheque, rumour and zed...

5 Re: New bank cards with chips... on Fri Jul 02, 2010 12:00 pm

MissFae


I've had the chip for a few months now and have had problems with it twice now. The chip just randomly broke and guess what? When the swipy thing gets old it breaks slowly and you have a chance to go into the bank and get a new card. When the chip breaks, it just breaks. That's it. You're fuckered if the bank isn't open.

6 Re: New bank cards with chips... on Fri Jul 02, 2010 12:03 pm

grumpy old man


administrator
administrator
Fixed the problem. The gal in the credit union was seriously uber-cute/sexy so I could not complain about being forced to return to the ATM to complete my business.

I just remembered why ATMs are evil...


_________________
Yes, I really am that Grumpy...

It's their, they're and there; in Canada it's colour, cheque, rumour and zed...

7 Re: New bank cards with chips... on Fri Jul 02, 2010 12:04 pm

grumpy old man


administrator
administrator
MissFae wrote:I've had the chip for a few months now and have had problems with it twice now.
I've had a chip on my shoulders for a few years now and have had problems with it more than twice now.


_________________
Yes, I really am that Grumpy...

It's their, they're and there; in Canada it's colour, cheque, rumour and zed...

8 Re: New bank cards with chips... on Fri Jul 02, 2010 4:55 pm

Guest


Guest

9 Re: New bank cards with chips... on Fri Jul 02, 2010 9:17 pm

Northlands


contributor
contributor
I'm still trying to figure out what the advantage is to having a VISA/Mastercard chip card in regards to making internet purchases. It's still the same as it used to be. How is said chip protecting you during that kind of transaction?

10 Re: New bank cards with chips... on Sat Jul 03, 2010 12:06 am

grumpy old man


administrator
administrator
I don't imagine it is.


_________________
Yes, I really am that Grumpy...

It's their, they're and there; in Canada it's colour, cheque, rumour and zed...

11 Re: New bank cards with chips... on Sat Jul 03, 2010 2:04 am

FlyingRat


moderator
moderator
Ah man, I thought this thread would be about a marketing campaign by a bank teaming up with Old Dutch or something! ;-)

I think its Visa that has a feature where you set up a secret password that you use for online transactions. This goes beyond the extra 3 digits printed on the back of the card.



Last edited by FlyingRat on Sat Jul 03, 2010 2:09 am; edited 1 time in total


_________________
Rule #76: No excuses. Play like a champion!

12 Re: New bank cards with chips... on Sat Jul 03, 2010 2:08 am

FlyingRat


moderator
moderator
Also, I think the chip'd cards are supposed to have a protective sleeve - not sure if with the sleeve the card still fits in a wallet? I have enough stuff in my wallet that the chip'd card seems to be well protected, but I could see how a loose card or a card in a lighter wallet would be susceptible to damage from frequent flexing.


_________________
Rule #76: No excuses. Play like a champion!

13 Re: New bank cards with chips... on Sat Jul 03, 2010 6:59 am

MissFae


Northlands wrote:I'm still trying to figure out what the advantage is to having a VISA/Mastercard chip card in regards to making internet purchases. It's still the same as it used to be. How is said chip protecting you during that kind of transaction?
Makes no difference in that regard....just basically prevents honest people from accessing money when they needit :p

14 Re: New bank cards with chips... on Sun Jul 04, 2010 9:03 am

Guest


Guest
That is the scariests way to use your card , omline .

15 Re: New bank cards with chips... on Sun Jul 04, 2010 10:07 am

grumpyrom


major-contributor
major-contributor
It's not that scary if your ordering from known safe vendors, I'm not worried more about the security of my info with Amazon or Apple than I am when I use my card at Shell or Sobeys etc. I know a lot more people that have had trouble with their cards being compromised from using them at Wal-mart than I do from people using them online shopping. Your info can be compromised at anytime (remember Target having their credit card records stolen?). I wouldn't worry about it too much, just don't give out your info to Russian porn sites and you'll probably be fine.

Personally I love the chip card, prevents me from having to use a store pen that never works to have to sign a stupid little piece of paper. What kind of security is that? No one ever looks at the signature. The signatures on my card never look like my signature anyways cause they're so small and smudged etc. At least with the chip card the pin has to match or the transaction fails, and the unencrypted magnetic swipe isn't used and therefore can't be copied.

16 Re: New bank cards with chips... on Sun Jul 04, 2010 10:27 am

Guest


Guest
grumpyrom wrote:
........ just don't give out your info to Russian porn sites and you'll probably be fine.


Oh oh....

17 Re: New bank cards with chips... on Sun Jul 04, 2010 11:10 am

death128


contributor
contributor
Most reputable porn sites send you to CC bill or such companies which is fine with me. >.<

18 Re: New bank cards with chips... on Sun Jul 04, 2010 11:58 am

Guest


Guest
lol

19 Re: New bank cards with chips... on Mon Jul 05, 2010 10:26 am

AGEsAces


moderator
moderator
This will fix any chip problem:

Spoiler:

http://www.photage.ca

20 Re: New bank cards with chips... on Mon Jul 05, 2010 10:29 am

Deank


contributor eminence
contributor eminence
wait wait...backup a bit.

People still pay for porn


_________________
Why do we call them fingers if no one has ever seen them fing?

21 Re: New bank cards with chips... on Mon Jul 05, 2010 10:41 am

grumpy old man


administrator
administrator
Heh heh


_________________
Yes, I really am that Grumpy...

It's their, they're and there; in Canada it's colour, cheque, rumour and zed...

22 Re: New bank cards with chips... on Mon Jul 05, 2010 12:45 pm

JT Estoban


major-contributor
major-contributor
Deank wrote:wait wait...backup a bit.

People still pay for porn

Well, some schmuck still needs to logon to get access so that the porn can be uploaded to various "free" locations...

So yes, please...somebody pay for pron!~!~!

lol


_________________
Praise Science!
~
So saith the spider!

23 Re: New bank cards with chips... on Mon Jul 05, 2010 1:02 pm

Deank


contributor eminence
contributor eminence
heh.. I thought all the "movies" "leaked" to the internet were done by the "production company" (ie the male stars who are really just using it as an excuse to bang hot chicks)


_________________
Why do we call them fingers if no one has ever seen them fing?

24 Re: New bank cards with chips... on Fri Jul 30, 2010 2:39 am

Sourpuss


major-contributor
major-contributor
Chip cards are of Satan, and I long for the days of yore when all was simple and easier to rip off. Since obtaining a chip card from BMO about 2 years ago, I have been plagued with problems, ranging from incompatibility of the BMO card with the vendor's machine (i.e.- Panago Pizza's TD machines won't read the chip card) to machines not being upgraded enough to accept the chip technology.

I wonder how long before BMO calls me up and asks me for my finger print/take a barcode. /conspiracy

http://www.citizensourpuss.wordpress.com

25 Re: New bank cards with chips... on Fri Jul 30, 2010 4:44 am

Triniman


general-contributor
general-contributor

The Microchip Mark Of The Beast (666)


_________________
“Anti-intellectualism has been a constant thread winding its way through
our political and cultural life, nurtured by the false notion that
democracy means that 'my ignorance is just as good as your knowledge.'



― Isaac Asimov

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